Tag Archives: Federal Credit Reporting Act

Sixth Circuit Joins Other Circuits in Holding that FCRA Creates a Private Right of Action to Enforce Section 1681s-2(b)

By Squire Patton Boggs on October 1, 2012 Posted in Recent Cases

In Boggio v. USAA Federal Savings Bank, Case No. 11-4040, the Sixth Circuit joined the First, Fourth, Seventh and Ninth circuits in recognizing a private cause of action under the Fair Credit Reporting Act’s §1681s-2. Section 1681s-2 is designed to prevent “furnishers of information” from spreading inaccurate consumer-credit information. Specifically, the Sixth Circuit concluded that … Continue Reading